What prompted Congress to enact the National Bank Act of 1863? Congress passed this act to encourage the settlement of the western territories.

Confederate landowners sold slaves in the North, disrupting the labor force.

Congress needed a new law to repeal the Legal Tender Act, which was bankrupting the Union.

Union states were printing their own paper money, which led to economic instability.

Congress passed the act to help resolve the financial crisis that emerged during the early days of the American Civil War (1861–1865). In order to bring financial stability to the nation and fund the war effort, the National Bank Act of 1863 was introduced in the Senate in January of that year.

Explanation:

a memoir is the correct answer

-he wants to reinforce that students and teachers still have their first amendment rights during the school day.