As the civil war began president lincoln accepted the belief that

it was time to end slavery throughout the United States.

Explanation:

In 1863, Lincoln's Emancipation Proclamation, which announced that all people held as slaves were free, affected the Union's Civil War efforts by  increasing the number of troops who could join the Union. The reason is the new law permitted African Americans to enlist in the military.

answer: the risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

explanation: