Hich of the following local environmental changes will not have global effects? a. decline of glacial ice in russia b. an increase in the annual melt season in the antarctic peninsula c. the early arrival of spring in new hampshire d. none of the above

In an economic downturn, what can happen in countries that depend on high taxes to fund social programs?

Describe the technology advancements that lead to explorers being able to sail great distances. [[ps: doesn't explain where. i am only speculating it's in europe.

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists