What's the key difference between term life insurance and straight life insurance

Term life is “pure” insurance, whereas whole life adds a cash value component that you can tap during your lifetime. Term coverage only protects you for a limited number of years, while whole life provides lifelong protection—if you can keep up with the premium payments.

Explanation:

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Explanation:

Term life is “pure” insurance, whereas straight life adds a cash value component that you can tap during your lifetime. Term coverage only protects you for a limited number of years, while straight life provides lifelong protection—if you can keep up with the premium payments.

The primary difference between straight life and term insurance is the duration of the policy. A whole life insurance policy ends when you die, while a term life insurance policy lasts for a pre-determined period of time. Another important distinction of straight life policy is the cash value that accumulates over time.

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