What was the main cause fo the panic in 1893

The Panic of 1893 was caused by railroad overbuilding and shaky railroad financing which set off a series of bank failures.
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Ifound this on google “the existence of agglomeration economies is central to the explanation of how cities increase in size and population, which places the phenomenon on a larger scale. the concentration of economic activity in cities is one reason for their development and growth.” i hope this you for what your looking for.