What “renaissance” is howard johnson referring to?

Which two statements best shows the effects of the congress of vienna on eroupe

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Who introduced arabic numerals to italy, which make bookkeeping possible? a. brunelleschi b. cosimo de medici c. fibonacci d. gregory xi e. giovanni de bicci de medici