The biggest factor in determining the price of a mortgage is

The interest rate is the biggest factor.

Explanation:

Mortgage is the guarantee of repayment of a debt in the form of a property. The term is often used to refer to the type of financing that uses a property as collateral. Mortgages are the main form of real estate financing practiced in the country, with the property itself being used as collateral for the credit granted by the bank for its acquisition. When it comes to real estate financing, it is almost certainly a mortgage, although this expression hardly appears in the advertising of financial institutions.

The main factor in pricing a mortgage is the interest rate, usually this rate is usually lower than in other types of mortgage. Although the interest rate is the main factor, it is not the only factor, there are other factors that influence the price, such as the price of the house, the negotiation of the financing, among others.

the punishment for breaking the law would depend on the conditions or the seriousness of the law being broken, if he or she breaks the law while doing some great discovery or invention then it would classify as a scientific fraud. there are other words to describe the crime but scientific fraud would be the harshest one.