In an ARM, margin is determined by: A O The underwriter, and it represents the percentage of error allowable for debt-to-Income ratio
B. The broker, and it is the amount of profit split between the broker and lender
C. The lender, and it represents the lender's operating costs and profit margin
D. The lender, and it represents the amount of commission paid to the broker

47. when must a driver show proof of financial responsibility? a. when requested by a police office b. to register a vehicle or renew its registration c. to obtain a drivers education certificate d. both a and b

There are certain modes of governing the people which will succeed. there are others which will not. the idea of consolidation is abhorrent to the people of this country." —william grayson, 1788 which of the following is a true statement about this quote? 1) it represents a federalist viewpoint on the relative power of the central government. 2) it represents an anti-federalist viewpoint on the relative power of the central government. 3) it represents a federalist viewpoint on the need for protection of individual liberties. 4) it represents an anti-federalist viewpoint on the need for protection of individual liberties.

The burden of proof in a criminal case is