Does this table represent a function

Ernest is purchasing a $175,000 home with a 30-year mortgage. he will make a $15,000 down payment. use the table below to find his monthly pmi payment.

Jace wrote a sentence as an equation. 56 is 14 more than a number. 14+ = 56 which statement best describes jace's work? jace is not correct. the phrase more than suggests using the symbol > and jace did not use that symbol. jace is not correct. he was correct to use addition, but the equation should be 56+ p = 14 jace is not correct. the first number in the sentence is 56, so the equation should start with 56. jace is correct. the phrase more than suggests addition, so jace showed that 14 plus a variable equals 56. o

What is the expression in factored form? -20x^2 - 12x a. 4x(5x+3) b. -4x(5x-3) c. -4(5x+3) d. -4x(5x+3)