James has $1,500 to open a checking account. it maintain a monthly bills of at least $1,000. he plans to use atm for times per month at his local branch. he does not overdraft his account and plans to use direct deposit. he also plans to pay his bills online and the averages 8 bills per month. james once in account with the lowest fees. which checking account were the best for james? account aaccount baccount caccount d