Answer the both of them i will reward brainlest

Abank gives 6.5% interest per year. what is the growth factor b in this situation?

Ellen makes and sells bookmarks. she graphs the number of bookmarks sold compared to the total money earned. why is the rate of change for the function graphed to the left?

First work with stencil one. use a combination of reflections, rotations, and translations to see whether stencil one will overlap with the original pattern. list the sequence of rigid transformations you used in your attempt, noting the type of transformation, the direction, the coordinates, and the displacement