If you put a down payment on a house of less than 20% of its value, you typically have to pay
penalty points
pmi
mortgage fees

If you put a down payment on a house of less than 20% of its value, you typically have to pay PMI.

Step-by-step explanation:

If you are able to pay 20 percent down payment, you are not required to pay private mortgage insurance or PMI.

It is a type of mortgage insurance, that you pay when you have a conventional loan as it will protect the lender if you stop making payments on your loan.

126.66 m²

step-by-step explanation:

the pertinent area formula is a = πr², where r is the radius.

here, a = π(6.35 m)² = 40.32π, or approximately 126.66 m²