How much of the payment goes toward the principal?

maybe this will help? i tried.

Step-by-step explanation:

As an example, consider a 10 year loan for $250,000 at 8% APR with monthly payments. The monthly payment would be $3,033.19 throughout the duration of the loan. In the first payment $1,666.67 would go toward interest while $1,366.52 goes toward principal. In the final payment only $20.09 is spent on interest while $3,013.12 goes toward principal. An amortization chart for this example is listed below.

step-by-step explanation:

here's what happens:

1) the graph of f   = x^2 is shifted 2 units to the right.

2) the resulting graph is reflected in the x-axis, so that the parabola now opens down.

3) this final result is transformed up by 5 units.