The grace period is the maximum amount of money you can charge on the credit card time before the credit card company starts charging late fees least amount of money that must be paid at the end of a month period of time before the credit card company starts charging interest

Period of time before the credit card company starts charging interest

Step-by-step explanation:

We know that,

'Grace Period' is the period after the deadline, during which a late fee or other action, that would have been taken on failing to meet the deadline, is waived off with the condition that the obligation is completed during the grace period.

So, according to the options, we get that,

The grace period is 'the period of time before the credit card company starts charging interest'.

a

step-by-step explanation:

add 8+12 to get a simplified answer of 12r-20