Which best describes the constant difference for the function?

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Why is it so easy to buy on impulse and overspend with a credit card? what could you do to counteract this tendency?

The ordered pair (2,-5.2) is located in quadrant iv