Bryson and his cousins plan to all chip in to get their grandmother a $250 christmas present. they can afford to put it on layaway with a 5% down payment and pay $30 a month after that. if payments are due at the beginning of each month, when should bryson and his cousins make their first monthly payment? o a. july 1 o b. april 1 o c. june 1 o d. may 1