2) another woman is looking to purchase her primary home in the cleveland suburbs. she has enough for a 20% down payment and an income of $40,000 per year. however, her fico score is 660. the prime interest rate for 30-year mortgages is 4.75%. she has a car payment of $400 per month and a student loan payment of $200 per month. the home she finds has 70 effective property tax mills and homeowner’s insurance costs $50 per month on every $100,000 of home value. how much can the woman pay for the home? how large of a mortgage will the bank allow her take out?