In 2016, the national foundation for credit counseling released a report titled "the 2016 consumer financial literacy survey."† in a nationally representative sample of 1,668 adult americans, 965 indicated that they had checked their credit score within the last 12 months. suppose of the 965 people that had checked their credit report within the last 12 months, 38% had done so as part of their regular financial planning. does this provide convincing evidence that more than one-third of adult americans who have checked their credit scores within the past 12 months did so as part of regular financial planning? carry out a test using a significance level of 0.01. what is the z-score and p-value?