The graph below shows the fine that a college student pays to the library based on the number of minutes a loaner laptop is overdue:

a graph is shown. the values on the x axis are 0, 2, 4, 6, 8. the values on the y axis are 0, 0.70, 1.40, 2.10, 2.80. points are shown on ordered pairs 0, 0 and 2, 0.70 and 4, 1.40 and 6, 2.10. these points are joined by a line. the label on the x axis is minutes overdue. the title on the y axis is fine.

which statement best describes the point (0, 0) on the graph?

no fine is paid if the laptop is returned 1 minute past the time it is due.
a fine of $0.35 is paid if the laptop is returned at the time it is due.
a fine of $0.35 is paid if the laptop is returned 1 minute past the time it is due.
no fine is paid if the laptop is returned exactly at the time at which it is due.