Choose the equation below that represents the line that passes through the point (-2, -1) and has a slope of 5.

y - 1 = 5(x - 2)

y + 1 = 5(x + 2)

y + 2 = 5(x + 1)

y - 2 = 5(x - 1)

Calculate the total payback for a $3,500 loan at 8% annual interest with monthly payments for two years. show all of your steps. use the formula, m = pm(1 + m)^na/(1 + m)^na - 1, as needed.