What is meant by the term financial planning?
a.
long-term goals are reached over an extended period of time, so your current income does not affect them.
b.
it is creating a road map of everything you do with your money.
c.
it is hoping you will have enough money to pay all your bills on time.
d.
if your income exceeds your expenses, you will be able to save money for the future.

Answer : Option 'A' is correct.

Step-by-step explanation:

Financial planning refers to those planning in which an individual decide how to invest in which project so that his long term goals get achieved and his current income does not get affected by it as well.

As financial planning carry those planning which included money or it can be expressed in terms of money.

So, Financial planning is meant by Long-term goals are reached over an extended period of time, so your current income does not affect them.

Hence, Option 'A' is correct.

it's d

step-by-step explanation: