Jack is considering a list of features and fees for Current Bank: A 2-column table with 3 rows. Column 1 is labeled Feature with entries checking account, savings account, online services. Column 2 is labeled Description with entries free with direct deposit of paycheck, first account free each additional account 4 dollars per month, free with all checking and savings accounts. A 2-column table with 3 rows. Column 1 is labeled Fees with entries non-sufficient funds, second copy of statement, network A T M usage. Column 2 is labeled Amount with entries 32 dollars, 3 dollars, first 2 per month free, 3 dollars for each additional transaction. Jack plans on using network ATMs about 4 times per month. What would be Jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements? a. $44 b. $104 c. $144 d. $176

b