On November 1 the balance of a credit card account is $2,835.63. There was a payment of $230.00 made on November 12 as well as a new purchase for $121.36. On November 25 a second payment of $25.00 was made. The annual interest on the account is 17.65% determine the finance charge for the account using Both the average daily balance and the adjusted balance methods. Which method would be more advantageous to the cardholder? Justify your reasoning. Answer in complete sentences.