Reserve ratio is 0.12 (12%), the desired excess reserve-to-deposit ratio is 0.03 (3%), and the desired currency-to-deposit ratio is 0.35 (35%), what is the value of the money multiplier

This is a rational expression because the denominator contains a variable. this is a polynomial with 3 terms. this is a rational expression because the denominator contains a variable. this is a polynomial with 4 terms. this is a rational expression because the denominator contains a variable. this is a polynomial with 4 terms. this is a rational expression because the denominator contains a variable. this is a polynomial with 3 terms. this is a rational expression because the denominator contains a variable. this is a polynomial with 5 terms.