Invoice totals for insurance are determined by actuaries who study the likelihood of the company paying a claim on a particular policy. So why do different insurance companies charge different amounts for the same coverage? The policy total is determined by the population of former and current policy holders for each company. A different pool of policy holders produces different results. However, the commonalities are often similar. The law of large numbers gives an insurance company a fairly reliable indication of what each insurance policy will cost the company, on average. Some policy holders will go for years without making a claim. Other policy holders will cut into the bottom line profit with costly claims which are not always recouped as policy holders sometimes change insurance providers. After natural disasters, a large volume of claims are filed which also must be planned for when setting policy rates. Although natural disasters and large claims are not typically common, the law of large numbers does provide an average for policy costs across many different classifications and over time.

the answer is y = 11.54

hope this : )

all three statements are true

step-by-step explanation:

a shipping fee of 5% is charged online with every item purchased online

first let's just take each option and calculate them based on this, to see if the answers matched

keith buys a 40 dollar book

40 x 0.05 = 2

therefore there will be a two dollar fee on keith's book

40 + 2 =42

the first statement is true

a chair costs $80

80 x 0.05 = 4

80 + 4 = 84

the second statement is true

george buys a 20 dollar calculator

20 x 0.05 = 1

20 + 1 = 21

the third statements are true

all three statements are true

the value of x is 9 ⇒ answer b

step-by-step explanation:

* we can solve this problem using cosine and sine rule

- in δ abc

∵ ab = 36 , bc = 28 , ac = 16

- lets find the measure of angle b using the cosine rule

∵ cos b = [ab² + bc² - ac²]/2(ab)(bc)

∴ cos b = [36² + 28² - 16²]/2(36)(28)

∴ cos b = 19/21

∴ m∠b = cos^-1(19/21) ≅ 25°

- lets find the measure of angle a using the sine rule

∵ sina/bc = sinb/ac = sinc/ab

∴ sina/28 = sin25°/16 ⇒ by using cross multiplication

∴ sina = 28 × sin25°/16

∴ sina = 0.7396

∴ m∠a = sin^-1(0.7396) ≅ 48°

- from the figure m∠abd = m∠dbc

∵ m∠abc = 25°

∴ m∠abd = 25°/2 = 12.5°

- in δabd

∵ m∠a = 48° , m∠abd = 12.5°

∵ the sum of the measures of the interior angles of any δ is 180°

∴ m∠adb = 180° - (48° + 12.5°) = 119.5°

∵ ab = 36

∵ ad = x

- use the sine rule to find x

∵ sin∠adb/ab = sin∠abd/x

∴ sin119.5°/36 = sin12.5°/x ⇒ by using cross multiplication

∴ x = 36 × sin12.5°/sin119.5° = 8.95 ≅ 9

* the value of x is 9