Margaret is purchasing a house for $210,000, with a 15-year fixed-rate
mortgage at 4.75% inter...
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Mathematics, 23.03.2020 21:41 keasiabradley
Margaret is purchasing a house for $210,000, with a 15-year fixed-rate
mortgage at 4.75% interest. She has made a 5% down payment. The house is
valued at $205,000, and the local tax rate is 3.5%. Her homeowners insurance
is $600 per year. What are her total monthly payments? (Use the table below
to calculate PMI premiums.)
Base-To-Loan %
Fixed-Rate Loan
30 yrs. 15 yrs
ARM 2% + 1 Year Cap
30 yrs. 15 yrs.
95.01% to 97%
0.90%
0.79%
na
na
90.01% to 95%
0.78%
0.26%
0.92%
0.81%
85,01% to 90%
0.52%
0.23%
0.65%
0.54%
85% and Under
0.32%
0.19%
0.37%
0.26%
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