40 points and BRAINLIEST? MATHEMATICIANS ONLY

Janelle wishes to finance a car for $33,000. The bank's annual interest rate is 3.5%, and she can choose between durations of five or six years. Calculate the monthly payment and total amount paid for both duration options.

Use the formula,

P = Ar (1+r)^n/(1+r)^n-1

where A is the amount to finance, r is the monthly interest rate, and n is the number of months to pay. Show all of your steps.