The value of an antique can be predicted by the expression 250(1.12)t, where t is the number of years since 2014. What does the value 250 represent

You are choosing between two health clubs. club a offers membership for a fee of $ 28 plus a monthly fee of $ 20. club b offers membership for a fee of $ 20 plus a monthly fee of $ 22. after how many months will the total cost of each health club be the same? what will be the total cost for each club? in __ months the total cost of each health club will be the same.