Gabriel invested $4,500 at 4% interest, compounded quarterly (four times a year). How much money would he have after 6 years?

Mr. jones determined that the equation y = 98 - 16/5 x could be used to predict his students' unit test scores, based on the number of days, x, a student was absent during the unit. what was the meaning of the y-intercept of the function? (by the way the 16/5 is a )