I need an answer for Algebra 1

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

Find the roots of the polynomial function f(x) = x^3 + 2x^2 + x

Mr. brettler is hanging up a 5-foot tall rectangular welcome sign in the gym. he has drawn a sketch on a coordinate grid. he has the lower vertices of the sign at (9, –3) and (–6, –3). where would the upper vertices be on the grid?