Yanna works for a hospital that has its own credit union called Health Central Credit Union (HCCU). It offers banking services similar to those of a bank. Observe the following tables of services and fees: A 4-column table with 3 rows. Column 1 is labeled Feature with entries checking account, savings account, car loan. Column 2 is labeled Description with entries free for all employees using direct paycheck deposits, first account free and each additional account 1 dollar/month, competitive interest rates and 0.25 percent interest rate discount for automatic payments from checking account. Column 3 is labeled Fees with entries non-sufficient funds, second copy of statement, network A T M usage outside of the hospital (see our website for a list of A T M s that accept our A T M cards). Column 4 is labeled Amount with entries 24 dollars, 4 dollars, first 3 months free 3 dollars each for each additional transaction including balance inquiries. What would be Yanna's total monthly fees for a checking account with direct paycheck deposit, no overdrafts, no 2nd copies of statements, 3 ATM usages in the hospital, and 5 ATM usages outside the hospital? a. $5 b. $1 c. $6 d. $2