-14x^2y^3(5x^2y3) fully simplified

Can someone me with this problem i don't understand i need

The marriott family bought a new apartment three years ago for $65,000. the apartment is now worth $86,515. assuming a steady rate of growth, what was the yearly rate of appreciation? what is the percent of the yearly rate of appreciation?

Which pair of expressions is equivalent? a 7(1–k)and7–k b 7(1–k)and1–7k c 7(1–k)and7–k d 7(1–k)and7–7k