Given that a sequence is defined by the formula ar = 4•(-2)-1
find the 20th term.
3
220 = 2,097,152
220 = 4,194,304
220 =-2,097,152
220 = -4,194,304

Calculate the total payback for a $3,500 loan at 8% annual interest with monthly payments for two years. show all of your steps. use the formula, m = pm(1 + m)^na/(1 + m)^na - 1, as needed.