Dariaun uses his credit card to buy a $3,000 laptop for college. The credit card company charges him a simple interest rate of 18%.
How much does he owe the credit card company after six months?

$3,270

Step-by-step explanation:

A = P(1 + rt)

First, converting R percent to r a decimal

r = R/100 = 18%/100 = 0.18 per year.

Putting time into years for simplicity,

6 months / 12 months/year = 0.5 years.

Solving our equation:

A = 3000(1 + (0.18 × 0.5)) = 3270

A = $3,270.00

The total amount accrued, principal plus interest, from simple interest on a principal of $3,000.00 at a rate of 18% per year for 0.5 years (6 months) is $3,270.00.

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