I'm really struggling with this one so if anyone can help that would be great.

() (98 points)to be fair, you have to have a very high iq to understant the jokes in rick and morty. the humour is extremely subtle, and without a solid grasp of theoretical physics most of the jokes will go over a typical viewer's head. there's also rick's nihilistic outlook, which is deftly woven into his characterisation- his personal philosophy draws heavily from narodnaya volya literature, for instance. the fans understand this stuff; they have the intellectual capacity to truly appreciate the depths of these jokes, to realise that they're not just funny- they say something deep about life. as a consequence people who dislike rick & morty truly are idiots- of course they wouldn't appreciate, for instance, the humour in rick's existential catchphrase "wubba lubba dub dub," which itself is a cryptic reference to turgenev's russian epic fathers and sons. i'm smirking right now just imagining one of those addlepated simpletons scratching their heads in confusion as dan harmon's genius wit unfolds itself on their television screens. what fools.. how i pity them. and yes, by the way, i do have a rick & morty tattoo. and no, you cannot see it. it's for the ladies' eyes only- and even then they have to demonstrate that they're within 5 iq points of my own (preferably lower) beforehand. nothin personnel kid

You work for a lender that requires a 20% down payment and uses the standard depth to income ratio to determine a person‘s a little eligibility for a home loan of the following choose the person that you would rate the highest on their eligibility for a home loan

Simplify 15(x - 4)(x -1)-3(x + 4)(x - 1) with steps