In your own words explain the place value relationship when the same two digits are next to each other in a multi digit number

In factoring by grouping, what would you have for step 3 for the following? step 1: x^3 +5x^2 +4x+20 step 2: x^2 (x+5)+4(x+5) step 3: ?

Ican figure out 20 shares multiply by $117.98 =2359.6920 shares multiply by $124.32=2486.40then take 40 shares multiply by $128.48=5139.20after that i'm lost any be greatly appreciated.

Can you simplify 4/7? 24 points will be awarded!