Assume that the Thomas’s will make only the required mortgage payment. The Jeffersons, however, would like to pay off their loan early. They decide to make the equivalent of an extra payment each year by adding an extra 1/12 of the payment to the required amount. On the Jefferson Financial ToolBox sheet, in cell L5 find the amount that the Jeffersons will be paying extra (1/12*payment). In cell L6 find their new monthly payment with this extra amount. (10 points)