Polygon ABCD is dilated by a certain scale factor with the origin as the center of dilation to form the image A′B′C′D′. The length of is 5.6 units, and the length of is 2.24 units. The value of the scale factor is
. Write your answer as a decimal number to two decimal places.

Pamela has a 30-year, 5.75% mortgage on her $250,000 home. she has been paying on it for 5 years, and has recently hit some financial trouble. if her lender agreed to lower the interest rate on her $231,905.47 balance to 5.5%, what will her new payment be for the remainder of the loan?