Which statement describes how Company XYZ uses vesting with employer contributions to 401(k) plans? A. When employer contributions are added to a 401(k) account, the funds are immediately owned by the employee. B. After working a specific amount of time for the employer, the employer contributions become the full property of the employee. C. Employees keep employer contributions when they move to a different job, no matter how long they have worked for the employer. D. Employees in managerial positions own employer-contributed funds immediately, while other employees must work for the employer a minimal period of time to own employer-contributed funds.