Which would be most when considering a large expenditure that might require repeating payments

Step-by-step explanation:

When considering a large expenditure that requires repeating payments, you must consider short-term goals, because you won't wanna stuck in a closer context. Also, you need to budget, to plan everything possible about your money and your assets, to estimate future incomes. At last, but not less, you need to learn money management through different accounts available.