Calculate the age of the person for insurance purposes, and then use the chart to find the premium she will pay per year for the stated type and amount of insurance. Typical Annual Life Insurance Premiums for Males, per $1,000 Face Value Age 10-Year Term Ordinary Whole Life 20-Payment Life 20-Year Endowment 22 4.06 11.34 19.89 42.15 23 4.10 11.69 20.32 42.24 24 4.15 12.05 20.78 42.34 25 4.20 12.44 21.27 42.45 26 4.29 12.86 21.79 42.56 27 4.41 13.30 22.34 42.67 28 4.54 13.77 22.91 42.79 29 4.69 14.26 23.51 42.92 30 4.87 14.78 24.12 43.05 31 5.07 15.33 24.75 43.19 32 5.29 15.90 25.40 43.33 Notes: For semiannual premiums, use 51% of the annual rate. For quarterly premiums, use 26% of the annual rate. For monthly premiums, use 9% of the annual rate. For females, use the age of a male three years younger. Carla Sanborn, who was born on July 12, 1936, purchased $30,000 worth of ordinary whole-life insurance on October 25, 1977. Her age for insurance purposes: years Her annual premium: $