-6÷1 1/3 as a word problem

The probability that an adult possesses a credit card is .70. a researcher selects two adults at random. by assuming the independence, the probability that the first adult possesses a credit card and the second adult does not possess a credit card is:

Fatima plans to spend at least $15 and at most $20 dollars on sketch pads and pencils. if she buys 2 sketchpads, how many pemcils can she buy while staying in her price range? fatima can buy between and pencils. ? (type whole numbers. use ascending? order.)

How do you do the foil method with polynomials?