Theresa is buying a condo that costs $127,500. She has $8,300 in savings and earns $3,200 a month. Theresa would like to spend no more than
20% of her income on her mortgage payment. Which loan option would you recommend to
Theresa?
a 30 year fixed, 6.5% down at a fixed rate of 5%
b. 30 year FHA, 3.5% down at a fixed rate of 6.5%
C. 30 year fixed, 5% down at a fixed rate of 6.25%
d. 30 year fixed, 10% down at a fixed rate of 5.75%

Ur environment is very sensitive to the amount of ozone in the upper atmosphere. the level of ozone normally found is 4.04.0 parts/million (ppm). a researcher believes that the current ozone level is not at a normal level. the mean of 2525 samples is 4.44.4 ppm with a standard deviation of 0.80.8. assume the population is normally distributed. a level of significance of 0.020.02 will be used. make the decision to reject or fail to reject the null hypothesis. answer tables