1. Less money, more 2. More profit, less
3. More smile, less
4. Less make-up, more
5. More peaceful, less
6. Less talk, more
7. More harvest, less
8. Less work, more
9. Less trees, more
10. More savings, less

1. Less money, more  problems

2. More profit, less  investment

3. More smile, less  wrinkles

4. Less make-up, more  beautiful

5. More peaceful, less  crime

6. Less talk, more  action

7. More harvest, less  pest

8. Less work, more  rest

9. Less trees, more  floods

10. More savings, less wants

4.28095238095 that is the answer