You have $5,400 to deposit. if you deposit the money in a savings account at your local bank, you will earn 1.49% annual interest and will be able to make atm withdrawals at your bank’s atms. if you deposit the money in an online savings account, you will earn 4.44% annual interest, but you will be charged $5 every time you make an atm withdrawal. assuming that your atm withdrawals do not reduce the amount of interest you earn, roughly how many times a year can you make an atm withdrawal in order for the local savings account to be a better deal than the online savings account?