−4y−4+(−3) Combine the like terms to create an equivalent expression

please help, I suck at math ಥ_ಥ

Just tell me how to set up the equation.

For what type of equity loan are you lent a lump sum, which is to be paid within a certain period of time? a. a line of credit b. equity c. a second mortgage d. an amortization

The frequency table shows the results of a survey comparing the number of beach towels sold for full price and at a discount during each of the three summer months. the store owner converts the frequency table to a conditional relative frequency table by row. which value should he use for x? round to the nearest hundredth. 0.89 0.90 0.92 0.96