In a polynomial division problem, the dividend does not have an x4-term. when the problem is written in long division form, what should be the coefficient of the x4-term in the dividend?

a.4
b.0
c.-1
d.1

Melissa is purchasing a $160,000 home and her bank is offering her a 30-year mortgage at a 4.9% interest rate. in order to lower her monthly payment, melissa will make a 20% down payment and will purchase 3 points. what will her monthly mortgage payment be? a. $645.98 b. $650.46 c. $662.93 d. $606.69