Why is the final result when you multiply two binomials sometimes only three terms

if x = 1, then the answer is 3.5

the answer is; biodiversity resulting from few ancestors

adaptive radiation occurs when a population is subjected to a large natural environment with spatial ecological variations. the parts of the population in the different ecologies begin to adapt to their local environments. due to non-random mating across the large populations, this causes the different populations from the large population to speciate within their local environments. they, therefore, diverge to different species sharing a common ancestor.