Each month, Mr. and Mrs. Patel take their 4
children out to eat as a family. This month, they try Charlie's Chophouse. Charlie's Chophouse charges an
20
%
gratuity on parties of six or more. The subtotal, before gratuity, is
$
65.50
.

The Patel family budgets
$
75
each month for eating out at restaurants. Based on their total from Charlie's Chophouse (
20
%
gratuity, ignoring taxes), which statement best describes how their spending and their budget compare this month?