Please help me solve this ​

What is the compound interest in a three-year, $100,000 loan at a 10 percent annual interest rate a) 10.00 b) 21.00 c) 33.10 d) 46.41

This is my question~~ ( r ^ 4 - 2r ^ 3 - 23 r ^ 2 - 4r - 32)÷(r+4) ~~ i must use long division to solve it : / i was wondering if anyone world like to solve it. and if so, share step-by-step explanations! you! ❤

Alicia puts $400 in a bank account. each year the account earns 5% simple interest. how much money will be in her bank account in six months?